Business Budget Calculator

This calculator enables you to number crunch and assess the financial viability of your business. Feel free to use this as a financial assessment worksheet to forecast revenue and expenses and prepare for the upcoming needs of the company. Simply enter your values into the appropriate boxes to receive feedback that will show when your business insights.

The business budget template is divided into a few categories. You can easily overview your budget and decide which categories require additional funds (or need to decrease). Here are the two options for use – Enter the figures from the last month to better identify all of your expenses, OR plan your ideal budget, enter those details, and use that to guide your monthly activities.

Operating income: the main sources of your income. We created four fields here so that you can separate your revenue streams. Here is where you list all of the ways your business makes money.
Non-operating income: streams of income that are not primary, but also contribute to your business. They include interest from funds you have placed in bank deposits, or various grants and donations your business receives.
One-time costs: this section applies to you only if you have not started a company yet. These costs are the initial costs of setting up your business and include categories such as equipment, furniture, initial marketing and the cost of building up an initial inventory.
Salaries are a separate expenses category because many entrepreneurs prefer to divide this figure into subcategories for benefits or commissions your employees receive.
Monthly expenses category includes all other expenses that you need to make on a monthly basis through the whole lifetime of your business. All of these expenses decrease your monthly budget balance so analyze them wisely.

Have questions? Need help? Feel free to schedule time to speak with our team. We’ll provide you with resources to create a financial roadmap for your business.

The bottom section provide you with some helpful statistics:

Initial investment is the same as the one-time costs. This is the money that you have to invest in your business before it can start bringing profit. This only applies if your business is not up and running yet.
Total income is the monthly income, or revenue, that your company earns per month.
Total expenses is the amount of money you spend each month. This number dictates the amount of funding you’ll need to cover all monthly expenses.
Budget balance is the most important number in this section. If your business is profitable, it will be a positive number. A negative number indicates your business is losing money. Many startups are not profitable for a while. As long as you have a solid strategy and plan to become profitable, don’t worry too much about this figure. Again, if you need help developing a strategy, reach out to us.
Payback period is the time required to cover the costs of the initial investment. For example, if your budget balance is $5000 per month, and you initially invested $50,000 in your company, then you will get this money back after 10 months. The basic calculation is 50000 / 5000 = 10. In other words, you will breakeven in 10 months.